Ummid Assistant

Applications open for Manmohan scholarship at Cambridge

IIM-Trichy to offer short courses too at Chennai centre

Welcome Guest! You are here: Home » National

India's poor get raw deal from insurance firms: Study

Monday December 10, 2012 06:38:30 PM, IANS

New Delhi: Over 50 percent of patients enrolled in the government health insurance scheme - Rashtriya Swasthya Bima Yojana (RSBY)- had to spend from their own pockets at the time of admission, says a WHO-supported study.

"It is unacceptable that even after four years of the scheme, more than 50 percent of enrolled patients had to incur out-of-pocket (OOP) expenditure at the time of admission," said N. Devadasan, principal investigator of the study by the Bangalore-based Institute of Public Health (IPH).

According to the study, the objective of RSBY to provide free hospitalisation to poor people is only being met partially. The scheme would become a major fiasco, it said, if insurance companies continue to undermine it.

The IPH study, carried out with the help of WHO's Alliance for Health Policy and System Research, Geneva, surveyed a total of 2,920 families across more than 500 villages of Gujarat's Patan district, which had enrolled in the RSBY during 2010-2011.

It found that of the 526 admissions, only 227 patients (43 percent) did not have to spend any money at the time of the admission. "The rest of the patients incurred out-of-pocket (OOP) expenditure ranging from Rs.10 to Rs.1,50,000. The average OOP expenditure was Rs.10,692 per patient."

"Further, 188 patients (36 percent of all patients) had a RSBY card but still had to pay at the time of admission. This was because most of them (122) were asked by the hospitals to purchase medicines from outside," the IPH said in a release.

"This is against the contract that the hospital has signed with the insurance company and thereby with the scheme," said Devadasan.

A major reason for the RSBY's malfunctioning, the study found is lack of governance by insurance companies.

"It is time for the state nodal agencies to take notice of this problem and immediately take corrective action against the insurance companies and the private providers," the investigators said.
 



 


 


 





 


 

Home | Top of the Page

Comments

Note: By posting your comments here you agree to the terms and conditions of www.ummid.com

Comments powered by DISQUS

i

I

More Headlines

Over 80 percent of child labourers in Kolkata underage girls: NGO

RS adjourned over promotion quota bill, Wal-Mart lobbying

People's forum releases charter of demands from Union Budget 2013-14

Preparations on in Mumbai for 5th AMP annual Career Festival

Maldives groups should not misuse GMR issue: Khurshid

Guidelines soon to stem child abuse in conflict zones

'India can learn from Bangladesh on women's empowerment'

Katju issued notice for 'Indians are idiots' remark

What impedes Australia, India ties?

Most genetic mutations only 5,000 to 10,000 years old

 

Top Stories

With 118 BJP MLAs sharing stage Yeddyurappa launches party

Former Karnataka chief minister B.S. Yeddyurappa Sunday launched his own party and virtually reduced the Jagadish Shettar ministry to a minority  »

10 BJP ministers, 50 legislators support me: Yeddyurappa

Parties battle over who their opposition is!

 

  Most Read

Preparations on in Mumbai for 5th AMP annual Career Festival

The two-day annual Career Festival, which will be held on December 15 and 16 at Saboo Siddik Engineering College ground, is supported by MLA and Chairman of Maulana Azad Minorities Financial  »

Maldives groups should not misuse GMR issue: Khurshid

The scrapping of the GMR airport deal by the Maldives government was a legal issue, External Affairs Minister Salman Khurshid said Monday and hoped that the controversy would not be "allowed to be used" by fringe groups in that country to lead to deterioration in ties. The Maldives government's  »

 

  News Pick

Now complain online against corrupt officials

People across the country would soon be able to file complaints online against corrupt officials, courtesy a joint project by IGNOU, CVC and the union HRD ministry, it was announced here Sunday on International Anti  »

Tehri dam sitting on an active fault: Indian seismologists

There is an active fault beneath the Tehri dam that enhances the earthquake risk, scientists of the National Geophysical Research Institute (NGRI) here have reported. The Tehri dam is located near Tehri town in Uttarakhand in the Kumaon-Garhwal Himalayas region. "The tectonic  »

How Malala got a Mumbai award

Last month, when Mumbai NGO Harmony Foundation selected Malala for its prestigious "Mother Teresa Memorial Award for Social Justice", it generated considerable excitement over who would receive the honour. The award ceremony took place exactly a week after Pakistani terrorist Ajmal Kasab was hanged Nov 21 for his role in the  »

Gujarat's 'development' touches select few: PM

Faulting the BJP government in Gujarat for failing to sustain balanced growth, Prime Minister Manmohan Singh said Sunday that the state's development had benefited only a few. Addressing an election  »

 

Picture of the Day

Tri Service Chiefs paying homage at Amar Jawan Jyoti, India Gate on the occasion of Navy Day in New Delhi on December 04, 2012.

 

Recommend the story to your friends

 

 
 
 
 
 
 
 
 

RSS  |  Contact us

 

| Quick links

News

 

Subscribe to

Ummid Assistant

 

National

Science & Technology

RSS

Scholarships

About us

International

Health

Twitter

Government Schemes

Feedback

Regional

History

Facebook

Education

Register

Politics

Opinion

Newsletter

Contact us

Business

The Funny Side

Education & Career

     

 

 

Ummid.com: Disclaimer | Terms of Use | Advertise with us | Link Exchange

Ummid.com is part of the Awaz Multimedia & Publications providing World News, News Analysis and Feature Articles on Education, Health. Politics, Technology, Sports, Entertainment, Industry etc. The articles or the views displayed on this website are for public information and in no way describe the editorial views. The users are entitled to use this site subject to the terms and conditions mentioned.

© 2012 Awaz Multimedia & Publications. All rights reserved.